If you are thinking of taking a break from your busy and boring schedule, then you also have the think of the financing part. You can either take a normal travel loan but then you may have to bear the higher rate of interest for a longer period of time. Instead, it will be better to apply for a secured loan. If you have a property, you can always get a loan against it. Generally a loan against property is applied for funding a business, meeting medical costs, debt consolidation or financing a wedding, etc. But, you can also take a loan against property for travel.
It will be better to apply for a secured loan for travel as the LAP Rate of Interest will be very less and the applicant will be able to get higher loan amount up to 50% to 60% of the value of the property. You can apply in any bank or NBFC to get a loan. But, it will be very tricky to choose the best one. However, it will be better to apply in an NBFC as it ensures a hassle-free loan disbursal process within 72 hours, the eligibility criteria are less, the documentation process is minimal, doorstep service for submitting your documents and the entire process can be executed from the comfort of your home.